5 Best Travel Insurance Companies of January 2024

After vetting fifteen businesses, our team selected nine insurers, including Seven Corners, Generali Global Assistance, and World Nomads, as our top choices. We did this by comparing coverage alternatives and costs and by reading the tiny print on policies. Due to its ability to provide services that would be of interest to specific groups, this allowed us identify which company stood out from the rest.

Money’s Main Takeaways

  • For larger groups, Seven Corners provides the best travel insurance.
  • World Nomads offers the best coverage for high-risk sports for adventurous travelers.
  • The greatest site for comparing several insurance at once is TravelInsured.com.

Best for Large Groups: Seven Corners Travel Insurance

Why we picked it: Seven Corners offers comprehensive policies that cover medical costs and evacuations for parties of ten or more people, which is why we picked them as the top large group travel insurance provider.

Trip cancellation, interruption, or delays for particular reasons are covered by Seven Corners’ straightforward and reasonably priced Trip Protection Choice plan, which also includes COVID-19 for groups of ten or more. It gives up to $1,000,000 for medical evacuation and repatriation of remains, in addition to up to $500,000 for emergency medical protection.

Seven Corners offers three travel medical plan categories with complete medical coverage for emergency room visits, hospital room and board, and the start of pre-existing medical problems, among other things, in addition to its group trip plans.

Best for Emergency Support Services: Generali Global Assistance

Why we selected it: Because Generali Global Assistance’s policies cover telemedicine, concierge services, and identity theft resolution assistance, it is our top pick for travel insurance for emergency support services.

24-Hour Travel Support is a feature of all Generali insurance that can offer prompt support for any issues that may happen while traveling:

  • Medical emergencies
  • Identity theft resolution
  • Emergency cash transfer
  • Replacing lost or stolen medication
  • Locating lost or stolen items

Three policies covering trip cancellation, interruption, delay, and baggage damage, loss, or theft are available to travelers: Standard, Preferred, and Premium. Additionally, each plan pays for dental and medical emergencies up to certain payout limits:

  • Standard: up to $50,000 per person
  • Preferred: up to $150,000 per person
  • Premium: up to $250,000 per person

Its Preferred and Premium plans give compensation for trip interruption or cancellation in the event that a travel supplier, such as a hotel, rental car agency, or cruise line, goes bankrupt and is unable to continue providing its services.

The online claims process offered by Generali Insurance, which enables you to submit a claim and track its progress while it’s being handled, is another benefit.

Best for Adventure Sports Coverage: World Nomads

Why we picked it: Because World Nomads’ policies cover more than 150 sports and adventure activities, unlike those of other travel insurance providers, it is our top choice for the best travel insurance for adventure sports coverage.

While the majority of travel insurance providers avoid covering adventure sports and other off-the-beaten-path activities, WorldNomads provides policies designed with adventure travelers in mind.

150+ sports and activities, including scuba diving, skiing, surfing, are covered by its Standard and Explorer programs. Both plans come with $100,000 in illness and injury coverage as well as round-the-clock emergency assistance to help you locate nearby doctors or hospitals.

  • Standard:¬†Covers accidents and illnesses, emergency evacuation, trip cancellation, trip interruption, trip delay, accidental death and lost luggage or theft.
  • Explorer:¬†Increases the coverage limits of each benefit and adds $35K in rental car damage coverage.

The majority of travel insurance providers do not allow you to add or modify coverage while you are traveling, however World Nomads provides a unique option. In addition to providing insurance to individuals who did not purchase a policy prior to their trip, its “Buy While Traveling” policy enables tourists to increase their coverage if they choose to continue traveling.

Best Cruise Travel Insurance: Nationwide

Why we picked it: Because Nationwide offers travel insurance plans designed especially for cruise travel, we decided that it was the best option for travel insurance for cruises.

Nationwide offers three cruise insurance tiers to suit every insurance requirement and budget: Universal, Choice, and Luxury.

The maximum amount for emergency medical coverage is $75,000, and the other three include $500 for return-home early benefit, $200 for shipboard service disruption, $25,000 for non-medical evacuations, and “cancel for work reasons” coverage.

Weather-related cancellations and interruptions, school schedule extensions, and work-related crises are covered grounds for cancellation and interruption.

Additionally, Nationwide offers the Essential and Prime single-trip plans. These policies include above-average medical coverage beginning at $75,000 in addition to the industry-standard trip protection essentials. They also include a “cancel for any reason” add-on that reimburses

Best for Families with Children: Travelex

The reason Travelex is our top pick for family-friendly travel insurance is because it provides two plans that include free coverage for children under the age of 17.

Travel Basic and Travel Select are the two primary international travel plans offered by Travelex Insurance Service. For domestic travel, there is also the Travel America plan. Children 17 years of age and under are included in the price of both Travel Select and Travel America.

Travel Basic and Travel Select are the two primary international travel plans offered by Travelex Insurance Service. For domestic travel, there is also the Travel America plan. Children under the age of 17 are included in the prices of both Travel Select and Travel America.

The Travel Basic is a cost-effective package ideal for those studying, traveling on foot, small parties, or those

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